Brenda Cox
Brenda Cox is a Consultant with EMB America LLC. Brenda has over 19 years of experience in the property and casualty actuarial profession and joined EMB America in 2004 after gaining 6 years of actuarial consulting experience with The Kilbourne Company, performing reserve analyses for all lines of property and casualty insurance. More...

Alice Gannon, FCAS MAAA CPCU
Alice Gannon is a Senior Consultant with EMB America LLC with more than 30 years of experience in the property & casualty insurance industry. Before joining EMB America, Alice enjoyed a 31 year career at USAA serving for over 5 years as Senior Vice President and Chief Actuary and a member of the senior executive team of the USAA P&C Group helping to design and execute their total business strategy. More...

Serhat Guven, FCAS MAAA
Serhat Guven is a Senior Consultant at EMB America LLC with over 13 years of experience in the insurance industry. Prior to joining EMB America he spent nine years in a variety of positions at United Services Automobile Association (USAA), where he was the technical expert on multivariate pricing, retention modeling, classification and tiering analysis, territorial ratemaking, and data management. More...

Robin Harbage, FCAS MAAA
Robin Harbage is a Senior Consultant with EMB America LLC with more than 27 years experience in the property & casualty insurance industry. Before joining EMB America, Robin served over 20 years at Progressive Insurance in various roles including Vice President and Corporate Actuary, Product Manager for Personal Auto, and General Manager with responsibilities for pricing, product development, marketing, claims, underwriting, regulatory affairs, and business strategy. More...

Jeffrey L. Kucera, FCAS MAAA
Jeff Kucera is a Senior Consultant with EMB America LLC with 30 years of experience in the actuarial profession. Jeff joined EMB America after a 29-year career in personal lines insurance. Before joining our team, Jeff spent 24 years at Allstate Insurance Company where he was an Assistant Vice President and held a variety of positions in the pricing, marketing and product development areas. More...
Andrew McLennan, FIAA FIA
Andrew McLennan is a Senior Consultant with EMB America LLC. Prior to joining EMB America, Andrew worked in for EMB Consultancy LLP in the UK where he specialized in implementing ERM / DFA solutions for clients in response to the Financial Services Authority ICAS regime and Solvency 2 in continental Europe. More...
Claudine Modlin, FCAS MAAA
Claudine Modlin is a Senior Consultant with EMB America LLC. Claudine brings over 17 years of experience in the property & casualty (P&C) insurance industry to her new role at EMB America. Most recently, she served as senior consultant at Watson Wyatt where she led the US P&C predictive modeling team. In the past she held actuary roles at American International Group (AIG) in the Personal Lines Division and Allstate Insurance.
Brett Nunes, ASA MAAA
Brett Nunes is a Senior Consultant with EMB America LLC. Brett joined EMB America after a 10 year career in the property and casualty insurance industry where he has practiced his entire career. More...